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May 5, 2026

Title: IS YOUR CHURCH PREPARED FOR THE UNTHINKABLE?
Topic: Churches and Lawsuits

Discussed by Gabe Brown
with Brotherhood Mutual Insurance Company (BrotherhoodMutual.com/)

With summer approaching, many churches will be sending pastors, church members, and even guests to camps and mission trips across America and the world. How can churches best protect their teams while serving far from home?

Today, Gabe Brown discusses the liability churches could incur should something bad happen. Gabe Brown is the Vice President of Sales and Operation with Brotherhood Mutual Insurance Company. For the past eight years, Gabe Brown has served on the board of directors for Habitat for Humanity of Greater Fort Wayne, and he has been involved with leading mission trips for eighteen years.

Click here for more information about Brotherhood Mutual Insurance Company.

Questions/Issues Discussed:

Do many churches neglect the financial risks associated with sending teen and adults to summer camps and mission trips?

Should church leaders discuss and document safety strategies prior to sending teens and adults far from home?

Should churches have liability insurance? Gabe Brown explains why this is so very important and the various levels of insurance available.

What are some practical safety tips? Gabe gives several tips and says: “Preparedness leads to safety.”

Click here for free legal advice for your church.

Click here for more information on mission trip travel insurance.

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February 4, 2026

Title: HOW CAN CHURCHES KEEP THEIR CONGREGATIONS SAFE?
Topic: Christian Discrimination

Discussed by Charles Hedman
with Brotherhood Mutual Insurance Company (BrotherhoodMutual.com/)

Disclaimer: Please do not construe any statement made during this interview as legal advice. Always consult your attorney for advice on this and other legal issues.

Recently anti-ICE protestors disrupted a Sunday church service in Minnesota. Do churches have a legal obligation to protect congregants?

Today, new guest Charles Hedman gives some great advice for both church leaders and congregants. Charles is the In-House Counsel for Brotherhood Mutual – America’s oldest church insurer.

Click here for more information about Brotherhood Mutual.

Questions/Issues Discussed:

Should churches prepare their team for protests and invasions?

Should churches prepare their congregations for protests and invasions?

Is it important to have secured areas for nurseries and adolescents? Charles reminds us that bad things happen all the time. Don’t think your church is immune; it could happen to any church at any time.

What are the rights of churches and congregations?

What rights do the protestors have?

What liability would a church incur if it does no planning, has no team, and no procedures in place in the event of a protest or invasion inside their church building? Charles urges church leaders to be overprepared and encourages congregants to ask their church leadership about their plans to keep them safe.

Click here to contact Brotherhood Mutual.

If you need some FREE legal advice for your church, click here.

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